Assuming you complete the Application (it takes approximately 5 minutes) correctly you can receive a loan offer within 2 hours and if approved funds in your account within 3 business hours. Funding can be held up when a customer provides us with partia

We provide loans from $5000 to $1,000,000, our loan terms vary from 3 to 12 months and payment terms are either daily or weekly. The total amount of your loan will depend on the specific circumstances of your business. We consider a variety of factors

Bizcap provides short-term business loans to Australian Small Businesses. The loan terms vary from 3 months to 12 months. We leverage our proprietary technology system and extensive underwriting experience to provide ‘out of the box’ soluti

Each applicant’s cash flow, payment history, and financial strength are considered to determine a risk-adjusted repayment plan specific to that applicant. Payments are determined by factors such as the amount and consistency of the business&rsquo

The age of the business, as well as the revenue history, assets, and credit history of the business, among other factors, will all contribute to building a comprehensive profile of the applicant. We do have eligibility criteria that include being in bu

Loans are repaid through automatic deductions from the business’ bank account. Loans can be repaid either daily or weekly (excluding weekends and holidays).

 Although the business’ asset-profile and cash-flow are our primary concern, we do review the business’ and owner’s credit reports to identify current judgments, open bankruptcies, tax liens and other factors.

You can you use the money for any business purpose, we do not stipulate what you use the funds for, please see below what customers generally use funds for:Expansions, renovations and unexpected repairsPurchase stock and equipment

Yes, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your loan early we won’t charge you any fees.

Firstly, thanks for partnering with us! Once you’re halfway through your first loan with us we can discuss giving you access to additional funding, if it’s a little earlier than halfway, just call us on 1300 922 223 and we’d be h

In most cases, yes, a lot of our customers have received funding elsewhere but didn’t get access to the capital they needed. To find out if we can help, fill in the application form an

Bizcap offers both unsecured business loans and secured business loans. Our loan sizes vary from $5,000 to $750,000.

Bizcap may take personal guarantee(s) from directors of corporate borrowers, directors of corporate guarantors and certain individuals.

When assessing a loan application, Bizcap generally does not take into account whether a prospective borrower has specific assets to provide as security.If the loan amount is above $30,000 (or any other figure Bizcap determines from time to time