Cashflow Finance
Get funded in under 3 hours Loans from $5,000 – $1,000,000 We look at more than just your credit score
What is Cashflow Finance?
Quite simply, cashflow finance is short-term finance that is used to help you cover the business’s day-to-day expenses by smoothing out your business’s cashflow.When you’re running a business, cashflow is often one of the most difficult things to manage.Because while your P&L may look pretty rosy come the end of the financial year, the day-to-day reality is often somewhat different.The peaks and troughs of money coming into the business are very, very real – and they can cause significant issues for the day-to-day.Unfortunately, seasonal business fluctuations or late-paying clients don’t seem to care too much about your financial obligations.In fact, research frequently shows that cashflow – rather than unprofitability – is a major reason why Australian businesses go out of business.While businesses can implement steps to improve their cashflow management – for example, stipulating full or partial payment up front, issuing tighter invoice terms or moving people to debt collection more quickly – and introducing measures to smooth those seasonal ups and downs, that will only go so far.After all, there are still bills to pay, staff to employ and inventory to buy.That’s where cashflow lending comes in.
